1. Avoid drinking and driving. 2. Minimize distractions such as reading newspapers or talking on the cell phone when driving. 3. Properly maintain vehicles. Tune up cars according to maintenance schedule, and especially take note monthly of tire condition. 4. Do not encourage aggressive drivers. Let other aggressive driving behavior roll off your back, or [...]
You can save money on your car insurance. That’s the good news. The bad news is that you can’t safely save money by slashing your coverages dramatically and dropping damage coverage for your car. Sorry for the reality check, but if anyone tells you to improve your financial situation by calling your auto insurance company [...]
2008 marked the biggest jump in car insurance rates in five years, with an annual increase of 8% over 2007, according to a new study by Insurance.com. Auto insurance rates rose from $1810 at the end of 2007 to $1954 in 2008. This was the first year that rates were on the rise since 2003, [...]
When drivers get into an accident, their first thought is often “How much will this cost?” It depends on your insurance company and your state’s laws, but part of that cost will likely be an increase in your auto insurance premium – unless the accident was very minor. How Likely Is a Rate Increase? The [...]
For some drivers, deciding to change from one auto insurance company to another company can be intimidating, especially when they think about any additional expenses that could come with it. Fortunately for consumers, using our free quote comparison tool will help out even the stingiest of people while we give away (again, for free) quotes [...]
Insurance fraud is becoming more frequent as people look for “creative” ways to make money in the struggling economy. Insurance companies find that people file more claims in a down economy, often for smaller amounts. And, fraud is an increasing problem. With so many claims for car insurance companies to process, it may seem like [...]
It would be difficult to watch your favorite TV program and not see a commercial for a local auto insurance company. They place their ads on billboards, on the radio, on the television, and even before previews start at the local cinema theater. Drivers are surrounded with a number of choices when it comes to [...]
All drivers want cheap car insurance. After all, who wants to pay more for a product that is being sold cheaper somewhere else? While it certainly would be optimal to call one insurer and expect them to offer the least expensive rates, it is unlikely for such a random occurrence. Not every company is dedicated [...]
Anyone who is dissatisfied with the way they have been treated by their current car insurance company should never hesitate to search for a new one. Other reasons to find a new insurer is if what they are paying doesn’t match up to what other local residents are paying when their policies are pretty similar, [...]
High risk drivers can sometimes find themselves in a situation where they are not able to easily get the auto insurance policy they want. The higher the risk level they have, the more expensive and more difficult it is to find coverage. It can become frustrating for them to search for a new policy, especially [...]
There are certain tips you should know when choosing the best car insurance for your teenager. Having young driver at home will bring more financial burden to the household so here are some ideas how to reduce the teen car insurance costs. – In your case having a teenager who has just started to drive, [...]
It is common knowledge that car insurance can be paid for in monthly payments and many companies no longer require their customers to pay for the entire policy up front in one lump sum. But just as in every decision, there are pros and cons to paying monthly versus making a one-time payment. We’ll go [...]
You probably know that banks use information in your credit report to determine if they’ll extend credit. But did you know that in most states, insurance companies also consider your credit history? Good or bad, your credit history may affect which companies will sell you homeowners or auto insurance coverage and will often determine the [...]
Why do you need to buy Uninsured/Underinsured (UM/UIM) motorist coverage? Because the number of uninsured drivers is rising. The Insurance Research Council estimates that almost 14% of drivers don’t have auto insurance – and by 2010 it could reach 16%. Forget swine flu. The real epidemic is people driving without auto insurance! We get questions [...]
